Community Disaster Financial Impact








United Way COVID Financial Impact Study Reveals Pandemic has Wide Variety of Impacts for Iowa households 

Low-income families have suffered disproportionate struggle to pay for basic essentials – more than half report loss of income or increased expenses due to COVID.

United Ways of Iowa partnered with researchiQ at the University of Northern Iowa to UWI UNI Study Image UWJWCcommission a survey about the financial impacts of COVID on Iowa households. The three main concerns reported by respondents were a second wave of virus activity and closures, a household member contracting COVID-19 and mental health issues. Families with household incomes below $50,000 reported significantly higher concerns about paying for food, utilities and rent/mortgage.

The survey asked households about their financial status before, during and since COVID shutdowns. It was in the field from September 28 until November 2nd, prior to the current spike in cases in Iowa over the past several weeks. The response received met the researcher’s goals of a representative same of Iowans in terms of geography, age, income levels and ethnicity. The study identified several major themes:

COVID has unevenly impacted Iowa families. Respondents with household income below $50,000 were significantly more likely than higher income groups to report loss of income or increased expenses since the pandemic began. These respondents were most likely to report working in occupations that have experienced the greatest disruptions from COVID including hospitality, food service, retail and heath or social assistance.

The study highlighted the fragility of many Iowa household’s financial situations. The percentage of respondents who indicated they could not cover one month of expenses before COVID was 18%; it increased to 31% at the time of the survey. Most respondents received a federal stimulus payment and used it to cover household expenses like food, housing and utilities, but reported it was not enough to cover even one full month of expenses.

COVID-19 has impacted Iowa’s workforce, particularly in the area of childcare. Six percent of respondents indicate they continue to be unable to work at all due to childcare issues and an additional 10% indicate they are working reduced hours due to childcare issues. Extrapolated over Iowa’s total workforce of 1.5M workers – approximately 90,000 are not working at all and 150,000 are not working as much as they could due to childcare issues.

There is a growing population of “newly needy”. These are Iowa households who were able to keep their financial head above water pre-COVID, but now find themselves struggling to navigate resources that they’ve never had to access before like unemployment and food assistance. Respondents who reported the household’s primary source of income was a job(s) over 35+ hours/week was 74% pre-COVID and dropped almost 10 points to 66% at the time of the survey. Those relying on unemployment as the primary source of household income rose from one percent pre-COVID to 11% at the time of the survey. This finding was particularly true of people in their 20s and 30s.

To review the UWI COVID Study Final Report, click HERE

To see the COVID Financial Impact Study Summary, click HERE.

About researchiQ - researchiQ is a collaboration between UNI’s Strategic Marketing Services and the Institute for Decision Making. IDM’s applied research expertise and experience paired with SMS’s extensive primary market research experience and expertise offer an unparalleled portfolio of secondary and primary research services for the economic development industry.











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United Way of Johnson & Washington Counties' Community Disaster Relief Fund


P&G Fund of the Greater Cincinnati Foundation 



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